Protect yourself from scams! M-KOPA will never ask you to pay a fee or deposit when you apply for a cash loan. Legitimate M-KOPA cash loans are only available through the M-KOPA app. Please report any suspected scams to M-KOPA’s customer care line at 0707333222.

(South Africa)

Unlock progress with a fair and flexible payment plan

Za Page Main Pic
  • Sm A055 Galaxy A05 Black Front

    Samsung A05

    The screen keeps going!
    Enjoy your favorite games, movies and content with the vast, 6.7-inch HD+ display.

  • Ao5s

    Samsung A05s

    The A05s is equipped with the performance capacity for seamless gaming, viewing, and sharing on social media!

  • Sma155 Galaxy A15 Lte Blue Black Front 342185 (1)

    Samsung A15

    Awesome Super AMOLED display, triple camera and powerful performance. What more could you ask for?

  • Screenshot 2023 05 10 160726

    Samsung A04e

    A budget friendly smartphone with great value for money!

How M-KOPA Works

Access products and services that unlock progress in your life in 3 easy steps!

M Kopa Iconography Instantaccess

Make a deposit
and instantly take
home the latest
smartphone

M Kopa Iconography Payeasy

Make easy
daily, weekly
or monthly
payments

M Kopa Iconography Owneasy

Own your
smartphone and
build a credit history
with M-KOPA

Za First Customer
I decided to get an M-KOPA smartphone because I needed a phone that can help me market my business and get orders from my customers. I did try to get a phone but I had issues because I don't have a pay slip and I don't have a salary to show that I'm employed. When you're not employed, you get a lot of things in a difficult way because they need proof of payment and other documents. When I met Kgotso (M-KOPA Sales Agent), I knew that this is for me!
Lulengwa Dono