Protect yourself from scams! M-KOPA will never ask you to pay a fee or deposit when you apply for a cash loan. Legitimate M-KOPA cash loans are only available through the M-KOPA app. Please report any suspected scams to M-KOPA’s customer care line at 0707333222.

(Uganda)

Unlock progress with a fair and flexible payment plan

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  • Nokia C32 Beachpink Front Back Int

    Nokia C32

    Take stunning low-light shots while embracing a luxury look and feel.

  • Nokia C22 Charcoal Front Back Int (1)

    Nokia C22

    Impressive camera, large battery capacity and high performance.

  • Screenshot 2023 05 10 160726

    Samsung A04e

    A budget friendly smartphone with great value for money!

  • A04s

    Samsung A04s

    Experience the power and versatility of the Samsung A04s.

  • Hospicash New Logo 2021 01 Cropped

    Medical Cover

    Protect your health and your wallet. Get fast access to M-KOPA Hospicash coverage for peace of mind and financial security.

  • Microsoftteams Image (337)

    SimuPesa

    Unlock access to cash loans with your M-KOPA smartphone fast and hassle-free.

How M-KOPA Works

Access products and services that unlock progress in your life in 4 easy steps!

M Kopa Iconography Instantaccess

Make a deposit
and instantly take
home the latest
smartphone

M Kopa Iconography Payeasy

Make easy
daily, weekly
or monthly
payments

M Kopa Iconography Owneasy

Own your
smartphone and
build a credit history
with M-KOPA

M Kopa Iconography Upgrade
Unlock access to a
wider range of M-KOPA
products and services

035a6760 (1)Derek Lubowa1
Once I got a smartphone, I could sign up for ride-hailing apps. I earn so much now I have bought my own bike and I’m saving for a second to rent to another rider!
Abdulah Bakibisemyu
Customer in Kampala Uganda
When I got COVID, I was forced to borrow money from friends to access treatment. Because of my Hospicash medical cover, I was able to pay back the borrowed money and get medication.
Derek Lubowa
Sales Agent in Kampala Uganda